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A better starting point for business funding

Partner finance.
Built around your business.

One conversation about what you need. A clearer view of the funding routes worth exploring.

Work with Nexgen to navigate suitable options through a broad network of UK finance providers—with support to understand the structure, costs and commitments before you decide.

Purpose-led discussion Clearer comparisons Broker support

Nexgen Business Finance is a credit broker, not a lender. Finance is subject to assessment and lender criteria. Security or personal guarantees may be required.

A funding relationship, not just a form

Make the options easier to understand.

Partner finance means working with Nexgen to explore suitable funding through its lender network. It is a supported process—not a separate loan product or a guaranteed outcome.

Securing finance can support a business purchase, a growth plan or a timing gap. The useful starting point is to explain the problem the money needs to solve and the cash flow that will support the commitment.

Rather than simply choosing the largest amount or lowest monthly payment, compare the structure, total cost, conditions and repayment timing in the context of your business.

A wider starting point

Explore relevant providers through Nexgen’s lender network rather than relying on one route alone.

A clearer comparison

Consider total costs, repayment timing, fees and conditions—not only the headline monthly payment.

A structure that fits

Discuss a defined purpose, whether that is working capital, equipment, vehicles or property.

A supported process

Get help gathering the relevant information and understanding the next steps and commitments.

The question that matters

“What will the funding achieve, when is it needed, and what will repay it?”

A practical starting point for the conversation—not an attributed client quote.
Start with the purpose

What does the funding need to do?

Choose a starting point below. These are discussion routes, not personalised recommendations or eligibility results.

A starting point for discussion

Understand the cash-flow gap first.

The timing, cause and duration of a shortfall matter. Compare the repayment structure with the cash that will support it.

The process

From first conversation
to an informed next step.

Knowing what happens next makes the process easier to follow. The exact information and timing depend on the finance required.

  1. 01

    Start with the business

    Explain the purpose, timing and amount you need, together with the wider business picture.

    What will the funding achieve?
  2. 02

    Build the application picture

    Provide the trading information and supporting documents relevant to the product and lender.

    What evidence will be needed?
  3. 03

    Compare suitable routes

    Review the options, charges, repayments, security and any guarantees before choosing a route.

    How do the commitments compare?
  4. 04

    Complete the lender assessment

    Approval, terms and release of funds depend on the lender’s assessment and completion requirements.

    What conditions must be met?
  5. 05

    Keep the conversation going

    Return to your funding plan as circumstances change and discuss future needs in their business context.

    What might change next?
Illustrative planning example—not a client case study

A £50,000 equipment decision.
More than one question to answer.

A manufacturer considering a £50,000 equipment purchase might compare asset finance, a business loan and an outright purchase. The right discussion goes beyond “Can we fund it?”

How much cash should remain available for wages, stock and suppliers? How does the payment schedule fit expected cash generation? Who owns the equipment during and after the agreement?

Explore asset finance
£50,000Illustrative purchase value
Questions to compare—not a lending recommendation
RouteWhat to examine
Asset financeDeposit, asset security, ownership, total cost and end-of-term arrangements.
Business loanUsable funding, repayments, fees, guarantees and affordability.
Paying outrightThe effect on available cash and the buffer needed for other commitments.

No rate, approval, savings, tax outcome or real client result is assumed.

Client reviews

What our clients say

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Reviews supplied by Google Maps in relevance order, without a star-rating filter. The API returns a selection, not the full history.

Useful answers

Partner finance, explained clearly.

Start with these questions, then discuss the details that matter to your business.

What does partner finance mean here?

On this page, partner finance means working with Nexgen to explore suitable business funding through its lender network. It is a supported route to comparing finance, not a separate loan product or a promise of approval.

Which types of finance can I explore?

Depending on the business and purpose, routes can include business loans, asset and vehicle finance, invoice finance, asset refinance, commercial property finance and funding for green equipment. Each has different criteria and commitments.

How does Nexgen choose which lenders to approach?

The relevant options depend on your purpose, amount, trading history, financial position, credit profile and any assets or security involved. Not every provider on a panel will be suitable for every application.

Which sectors can you discuss funding for?

The supplied service information covers a range of businesses, including construction, healthcare, logistics, recruitment and hospitality. Tell the team how your business operates so the discussion reflects its circumstances.

Can I explore options if there have been credit issues?

Credit issues need context rather than a blanket yes or no. The nature, timing and status of those issues, the finance product and the wider business all matter. A discussion is not a lending decision and no approval is guaranteed.

What will I need to provide?

Requirements vary. Useful starting information can include recent bank statements, accounts or management figures, a cash-flow forecast, details of existing borrowing and evidence relevant to the purpose—such as a supplier quote or debtor report.

How long does the process take?

Timing depends on the finance product, the completeness of the information and the lender’s assessment and completion requirements. Ask what is realistic for your particular request; do not rely on an approval or funding date until confirmed.

Does Nexgen lend the money?

No. Nexgen Business Finance is a credit broker, not a lender. Finance providers make their own assessments and offer terms subject to their criteria. Check fees, repayment commitments, security and any personal guarantees before signing.

A useful next step

Bring the business picture.
We’ll discuss the options.

Tell us the purpose, amount and timing. Start with a conversation about what the funding needs to achieve.

Nexgen Business Finance is a credit broker, not a lender. Finance is subject to assessment and lender criteria. Security or personal guarantees may be required. Review the agreement and obtain appropriate professional advice where needed.

Business finance calculator and enquiry

Repayment calculator

Estimate your finance

Illustrative only, not a quotation for finance. For UK incorporated businesses.

1. Finance type
2. Your likely credit profile

Sample rate used: --. Actual rates typically range from 5% to 30%.

3. Amount£50,000
Monthly£--
Interest£--
Total£--
Amount borrowedEstimated interest

Estimate based on a sample rate. We search 100+ UK lenders; your actual rate depends on your circumstances. Nexgen Business Finance Limited is a credit broker, not a lender.

Step 1 of 5

Your business

How much funding do you need?
What's it for?

Step 2 of 5

Financials

Annual turnover
Last year's accounts
Current bank balance

Step 3 of 5

How long have you been trading?

Step 4 of 5

Credit profile

Are you a homeowner?
Missed payments in the last 6 months?
Taken a business facility in the last 12 months?
Applied for finance elsewhere recently?

Answering these questions doesn't affect your credit score.

Outside our usual lending criteria

Most of our lenders look for £200k+ turnover and 2+ years' trading. Some products, such as asset or vehicle finance, may still be possible, and there are options for newer businesses.

View options for newer businesses

Step 5 of 5

Your details

Tell us where to send your options. A specialist will review your answers and contact you.

Your home address

Lenders need 3 years' address history for identity and anti-money-laundering checks.

Submitting this enquiry doesn't affect your credit score

Request received

Thanks, a Nexgen specialist will be in touch shortly. Need us sooner? Call 01604 355800.

"Excellent experience with NextGen Business Finance team especially Dylan. They fast-tracked our funding approval with zero hassle…"furqan nayyar · Google review