Launch Your Business Finance Journey in just 5 STEPS

Initial Enquiry

Contact us online, by phone, or email. We'll discuss your goals and provide finance options.

Application

Our experts will guide you through the necessary documentation, making the process easy.

Approval

We review your application, source a suitable lender, and outline the terms; typically within hours.

Payout

Simply sign the documents to activate your finance agreement and access your funds!

Support

Your account manager provides ongoing support and expert advice for your business's success.

Explore our range of Finance Solutions

We offer a comprehensive range of financial services designed to empower your business and help you achieve your goals.

Business Loan

£5k - £500k | 1mth - 7yrs | Unsecured/Secured

Get a tailored loan deposited directly into your account. Use it for expansion, cash flow, new projects, stock, marketing, recruitment, and more. Enjoy competitive rates and flexible terms to elevate your business!

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Asset Finance

£5k-£10m | 1mth - 8yrs | Any Asset

Asset Finance lets you acquire equipment, machinery, and vehicles without hefty upfront costs. Spread payments over 1-8 years, preserving cash flow for growth. Enjoy flexible terms tailored to your needs.

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Vehicle Finance

£10k-£1M | 1mth - 6yrs | Any Vehicle

Navigating car finance can be tricky, but not with us. We offer competitive rates and terms, ensuring you don’t overpay. Drive away with confidence and the perfect finance solution.

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Green Finance

£5k-£10M | 1mth - 8yrs | Commpetitive Rates

Reduce your bills and carbon footprint. Invest in sustainable tech like solar panels, heat pumps, and turbines. We connect you with trusted partners for a full turnkey solution.

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Asset Refinance

£50k-£10M | 1mth - 8yrs | Any Assets, Any Age

Optimise finances and release equity with Asset Refinance. Settle agreements, improve rates, and unlock funds for growth, cash flow, or debt consolidation. Enjoy flexible terms and competitive rates.

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Invoice Finance

£5k-£10M | Any Industry

Unlock immediate working capital with Invoice Finance. Access funds tied up in unpaid invoices for better cash flow management. Cover expenses, invest in growth, and maintain smooth operations.

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Property Finance

£50k-£50M | 1yr - 30yrs | Commercial Only

Property finance covers mortgages, development finance, secured business loans, and bridging loans. Get tailored funding for purchases, construction, cash flow, or leveraging assets with competitive rates.

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2000+

Businesses Helped

£75M+

Funded Through Us

85+

Industries Helped

100+

Lenders on Board

What our Clients Say

Our commitment to old-fashioned customer care sets us apart in a crowded market. We take the time to understand your unique business challenges and goals, crafting bespoke finance solutions that truly fit your needs.

5.0

93 reviews on Google

Review us on Google

AI-Generated Summary

Based on 86 Google reviews

  • Clients appreciate the quick and efficient financing process.
  • Brokers are noted for their dedication and excellent communication.
  • Many customers express a strong intention to recommend.
Iggle-bay

My business needed funding to expand. I tried several other funders but none were as helpful or as competitive (in terms of interest rates) as Next Gen. I worked with Dylan Wells who was superb in managing the process. I would thoroughly recommend both.

Damon

Thanks so much to Dylan and the team for sorting me out my new truck for work this is going to be perfect for those hard to reach jobs cracking service from start to finish can't fault them.

Joanna Smith

Absolutely fantastic company! Dylan and the team work tirelessly to find the best deal possible for you. The communication is great and the staff really want to help you find the perfect solution for your circumstances. I would highly recommend and will be using this company...

Read more

Industry Insights

Stay Ahead with UK Industry Insights. Sector analysis, economic trends & business outlooks relevant to your needs

FAQ's

Beyond a standard term loan, can a business loan be tailored if I don't need a lump sum upfront?

Yes. Options like a Revolving Credit Facility offer flexibility, allowing your business to draw down funds as needed up to an agreed limit and repay them, making the funds available again. This can be more cost-effective than a standard loan if your cash flow needs fluctuate.

01

What exactly is 'Asset Finance' and is it only for large machinery?

Asset finance allows you to acquire business assets by spreading the cost over time. It's not just for large machinery; it can cover vehicles ('Vehicle Finance'), IT equipment, software ('soft assets'), and more. You pay regular instalments, and the finance is secured against the asset.

02

How does 'Invoice Finance' help my cash flow, and do I lose control of my sales ledger?

Invoice finance gives you immediate cash (a percentage) against your outstanding customer invoices, improving cash flow. There are different types; 'invoice discounting' can be confidential, allowing you to maintain control of your sales ledger and customer relationships, while 'factoring' often includes credit control services.

03

What is 'Asset Refinance' and when would my business use it?

Asset refinance allows you to borrow against assets your business already owns outright (like machinery or vehicles). This injects a lump sum of cash back into your business, which can be used for various purposes like managing cash flow, funding growth, or consolidating debt, while you continue to use the asset.

04

For 'Vehicle Finance,' what's a key difference between Hire Purchase and Finance Lease that I should know?

With Hire Purchase, you make payments with the intention of owning the vehicle at the end of the agreement. With a Finance Lease, you pay to use the vehicle for a set period; you typically won't own it at the end, but you may have options like extending the lease or selling it on behalf of the finance company.

05

What is 'Green Finance,' and can my small business access it for smaller eco-friendly investments?

Green Finance provides funding for projects and assets that have a positive environmental impact. Yes, small businesses can often access it for investments like energy-efficient equipment, renewable energy installations (e.g., solar panels), or switching to electric vehicles. Lenders may offer specific 'Green Loans' or green asset finance options.

06

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FINANCE SOLUTIONS THAT
TRULY FIT YOUR NEEDS

01604 355800
Nexgen

Fast & Flexible Business Finance Solutions.

We aim to be your go-to advisors, looking out for your best interests and finding ways to save you money.

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Disclaimer:

Nexgen Business Finance Limited is an independent finance brokerage not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Nexgen Business Finance Limited will receive payment(s) in the form of commission from the finance provider if you decide to enter into an agreement with them. We work with both discretionary and non-discretionary commission models. Commission payments are factored into the interest rate you pay. Nexgen Business Finance Limited is an Appointed Representative of AFS Compliance Limited which is Authorised and Regulated by the Financial Conduct Authority FRN: 625035 Nexgen Business Finance Limited aims to provide our customers with the highest standards of service. If our service fails to meet your requirements and you would like to report a complaint; please click on the link below

Nexgen Business Finance Limited Company Number: 13948675 and Registered Address: 11, Brookfield, Duncan Cl, Northampton NN3 6WL. ICO Reg: ZB308746

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