Buy, refinance, develop or release equity from commercial property. Nexgen arranges commercial mortgages, bridging loans, development finance and secured loans from £50,000 to £50 million.
Nexgen Business Finance Limited is a credit broker, not a lender, and an Appointed Representative of AFS Compliance Limited, authorised and regulated by the Financial Conduct Authority (FRN 625035).
Commercial property finance is lending secured on property used for business: offices, shops, warehouses, industrial units, hotels and more. It covers long-term commercial mortgages, short-term bridging loans, development finance and secured loans against property you already own.
Whether you're buying your own premises, growing a property portfolio, refurbishing a building or developing from the ground up, the right structure matters as much as the rate. We'll guide you through valuations, legal work and lender criteria from start to finish.
Some products, such as secured loans and second charges, can pay out quickly, while larger mortgages and development facilities take longer because of valuations and legal due diligence.
Funding for a single unit or a large portfolio.
Short-term bridging through to long-term mortgages.
Purchase, refinance, develop or renovate.
We compare lenders to keep borrowing costs down.
Secured loans and second charges can pay out quickly.
Expert guidance through valuation and legal stages.
Buy or refinance commercial property with long-term finance.
Short-term finance to bridge a gap between transactions.
Funding for new builds and major renovations.
Release equity from property you already own.
| Commercial mortgage | Bridging loan | Development finance | |
|---|---|---|---|
| Term | 5 – 25+ years | Months to ~2 years | Length of the project |
| Speed | Weeks | Often days | Weeks |
| Rates | Lowest | Higher | Higher |
| Repayment | Monthly | Usually on exit | Usually on exit |
| Best for | Owning premises long term | Auctions, fast purchases | New builds, conversions |
Published stories relevant to this funding route.
How a UK window & door business secured its operational base with the right finance. Real premises funding case study from Nexgen Business Finance
Read the full story →Historical outcomes do not guarantee similar finance terms or results.
Move the slider for an instant estimate, then check your eligibility in about two minutes. A specialist will come back with real quotes from our lender panel.
Illustrative only, not a quotation for finance. For UK incorporated businesses. Your rate depends on your circumstances.
A two-minute enquiry or a quick call.
Matched to high-street, specialist and niche lenders.
Options and terms, often within hours.
E-sign and funds are released.
Same account manager for future funding.
Loading Google reviews…
Reviews supplied by Google Maps in relevance order, without a star-rating filter. The API returns a selection, not the full history.
Loans for UK businesses and investors to buy, refinance or develop property used for business. It includes long-term commercial mortgages, short-term bridging loans and development finance.
Offices, shops, warehouses, industrial units, factories, pubs, hotels, care homes, and sometimes buy-to-let portfolios or mixed-use buildings.
It depends on the property value, lender criteria and your finances. Commercial mortgages often need a 25–40% deposit (a loan-to-value of 60–75%), while bridging loans may offer higher LTVs for short periods.
A commercial mortgage is a long-term loan (5–25+ years) with regular repayments. A bridging loan is short-term (months to around 2 years), pays out quickly, usually costs more, and bridges a gap until a sale or longer-term finance.
Bridging and secured loans can complete in days or a few weeks. Commercial mortgages and development finance usually take several weeks because of valuations and legal work.
Not quite the right fit? We arrange every major type of business finance and can compare options side by side for you.
A lump sum for growth, cash flow, stock, hiring or marketing, with no asset security.
Find out moreSpread the cost of equipment, machinery and technology and keep cash in the business.
Find out moreVans, trucks, cars and whole fleets on hire purchase or lease.
Find out moreRelease up to 90% of unpaid invoices, often within 24–48 hours.
Find out moreRaise cash against equipment or vehicles you already own.
Find out moreFund solar, heat pumps, EV charging and energy-efficient kit.
Find out moreNot sure which is right for you? Tell us what you need and we'll recommend the best option.
A practical guide to how business loans work for small businesses.
Read the guideHow business asset finance can lower your corporation tax and fund growth.
Read the guideTurn unpaid invoices into fast, flexible working capital.
Read the guideCut energy costs and spread the cost of solar installation.
Read the guideTwo minutes online, no obligation, and no effect on your credit score. A specialist will come back with real options from 100+ lenders.
