Banks and lenders compared
Your own bank isn't the only place to borrow. These guides explain what the main UK banks and some of the lenders we work with offer, and what to do if the answer is no. We're an independent broker, not part of any bank.
Nexgen Business Finance Limited is a credit broker, not a lender, and an Appointed Representative of AFS Compliance Limited, authorised and regulated by the Financial Conduct Authority (FRN 625035).
Turned down by Barclays? Business loan alternatives
See what Barclays offers, how its appeal and the Bank Referral Scheme work, and other ways to fund your business.
Read the guideHSBC business loan declined? Your alternatives
See HSBC UK's loan types, when to appeal or reapply, how the Bank Referral Scheme works and other ways to raise finance.
Read the guideLloyds business loan declined? What to do next
Learn what Lloyds Bank offers, how its appeals and CDFI referrals work, the Bank Referral Scheme and other finance options.
Read the guideTurned down by NatWest? Business loan alternatives
See what NatWest offers, how its appeal and referral routes work, and other finance to compare with us.
Read the guideTurned down by Santander? Business loan alternatives
See who Santander lends to, its 30-day review and referral routes, and the other finance options we can compare for you.
Read the guideTurned down by Metro Bank? Business loan alternatives
See what Metro Bank offers, why the Bank Referral Scheme doesn't apply to it, and the other options we can compare for you.
Read the guideFunding Circle business loans: how they work and how we can help
How Funding Circle business loans, FlexiPay and government-backed loans work, who they suit, and how we compare them with 100+ lenders.
Read the guideiwoca business loans: Flexi-Loan, revenue-based loans and how we can help
How iwoca's Flexi-Loan and Revenue Based Loan work, who they suit, applying direct vs through a broker, and alternatives from our 100+ lenders.
Read the guideClose Brothers business finance: what it offers and how we can help
Close Brothers business finance explained: asset, invoice and property finance, what has changed in the group, and how we compare it with 100+ other lenders.
Read the guideYouLend business finance: how it works and how we can help
YouLend business finance explained: how revenue-based funding offered through payment platforms works, what to check in an offer, and how to compare it.
Read the guide365 Business Finance: merchant cash advances explained
365 Business Finance (365 Finance) merchant cash advances explained: eligibility, how card-sale repayments work, real costs and how we compare it for you.
Read the guideCapify business loans: how they work and how we can help
Capify business loans explained: eligibility, daily and weekly repayments, the merchant cash advance position and how we compare Capify with other lenders.
Read the guideFleximize business loans: how they work and how we can help
Fleximize business loans explained: Flexiloan and Flexiloan Lite, eligibility, how much you could borrow, and how we compare it with 100+ other lenders.
Read the guideBibby invoice finance: how it works and how we can help
Bibby invoice finance explained: factoring, discounting, construction and recruitment finance, who it suits, what to check, and how we compare it for you.
Read the guideNucleus Commercial Finance business loans: how they work and how we can help
Nucleus Commercial Finance business loans explained: its three current products, eligibility, personal guarantees and how we compare it with 100+ lenders.
Read the guideFedcap business loans: how Federal Capital works and how we can help
Fedcap business loans explained: what Federal Capital offers, how its broker-only unsecured loans work, what we checked, and how we can help you apply.
Read the guideWhat our clients say
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