Access Your Working Capital with Invoice Financing Solutions
At NexGen Business Finance, we understand the importance of steady cash flow for businesses of every size. Our invoice finance services enable you to unlock working capital from unpaid invoices, giving you immediate funds to cover expenses, invest in growth, and keep your operations running smoothly—all without having to wait for customer payments.
Our team at NexGen Business Finance will work with you to pinpoint how much equity lies dormant in your assets and offer financing that fits your specific needs. Whether you want to improve cash flow, pursue new business opportunities, or simply bolster day-to-day operations, refinancing your business assets can be a smart and straightforward way to free up capital.
Loan Features
Immediate Cash Flow:
Invoice financing ensures you get paid faster. You can access up to 90% of your outstanding invoice value (often within 24 hours), eliminating the stress of extended payment terms.
Flexible, Tailored Solutions:
Whether you prefer invoice factoring, invoice discounting, or a more specialized approach such as selective invoice finance, we’ll tailor our services to fit your specific needs. We also offer confidential invoice finance arrangements that keep your customers unaware of any financing.
Scalable Funding:
You can secure anywhere between £5,000 and £10 million in financing, making our solutions suitable for startups and large corporations alike. This flexibility allows you to adapt to seasonal cycles or unexpected opportunities.
No Additional Collateral Required
Your invoices serve as the primary security for the funding—no need to pledge other assets. Our team handles the credit checks and can even support you with credit control services, freeing up your time to focus on running your business.
Competitive Rates:
We believe in keeping financing costs low. We work diligently to secure industry-leading rates so that you can direct more of your cash toward growth and development.
Quick Eligibility Check
Does your business meet these basic criteria? (Full eligibility assessed upon application)
*This checklist is indicative only. Please contact us for a full assessment.
Loan Features
Improved Cash Flow:
Convert your sales ledger into immediate cash and maintain a healthy financial position.
Easier Growth and Investment:
Access funding quickly to reinvest in your business, launch new products, or expand into fresh markets.
Cover Day-to-Day Expenses:
Use the advanced funds to pay suppliers, meet payroll obligations, and handle any other operating costs.
Flexible Terms:
Choose a repayment schedule that aligns with your unique cash flow cycle, giving you greater control and peace of mind.
Reduced Administrative Burden:
Let us handle professional credit control and payment collections on your behalf, so you can focus on strategic business activities.
Personalised Business Financing Solutions:
From invoice discounting to selective invoice finance, our range of business financing solutions is designed to match your operational and cash flow needs.
Grow Without Compromise with Business Asset Finance
If payment delays are affecting your ability to grow or manage expenses, invoice finance can be the perfect solution. This option is particularly beneficial for companies offering 30-day or longer payment terms, allowing them to bridge cash flow gaps without taking on additional debt.
Frequently Asked Questions
A: Invoice finance allows UK businesses selling B2B on credit terms to quickly access cash (typically up to 95%) tied up in their outstanding customer invoices. Instead of waiting weeks or months for payment, you receive funds from a provider, usually within 24-48 hours.
A: The two primary types are Invoice Factoring, where the finance provider manages your sales ledger and collects payments (often known to your customers), and Invoice Discounting, a typically confidential service where you retain control over collections. Selective options for specific invoices also exist.
A: Lenders typically advance between 70% and 95% of the value of your eligible invoices. The remaining percentage (minus fees) is paid when your customer settles the invoice. The exact advance rate depends on the lender, your industry, and your customers' credit profile.
A: The main benefit is significantly improved cash flow, providing immediate working capital for operations, payroll, suppliers, or growth initiatives. It's a flexible funding line that scales with your sales and can be easier to obtain than traditional loans, especially if you have creditworthy customers.
Ready to take the next step ?
Contact NexGen Business Finance today to learn more about how our invoice financing solutions—whether you’re interested in invoice factoring, invoice discounting, or more specialized approaches—can unlock working capital and improve cash flow for your business. Let us help you secure the funds you need to thrive.